Proposed changes would keep insurance companies from using marital status as pricing factor
SAN FRANCISCO (KGO) -- New proposed regulations could ensure your auto insurance premiums are based on your driving, not your personal life.
For the past 30 years, insurance companies could factor in if you're single or married... charging more if you're single by arguing that single people statistically get into more accidents.
Now, Insurance Commissioner Ricardo Lara has proposed changes to a law that says rates are required to be based on a driver's safety record, annual miles driven and years of driving experience -- but that other personal characteristics are allowed to be considered too.
Lara's proposed changes would eliminate marital status as one of those factors.
In a statement, Commissioner Lara said: "We are taking action to end that outdated practice and reinforce a simple principle: Insurance rates should be grounded in actual driving risk, not personal circumstances that have nothing to do with how someone behaves behind the wheel."
The changes are still under review, with a stated goal of implementation by July 2027.
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